Business Growth

A 13-week rolling cashflow forecast gives you visibility three moves ahead, enough time to act on a shortfall before it becomes a crisis, or plan for growth before you need the cash. We build and maintain the forecast alongside a small set of KPIs that actually matter to your business, updated as real figures come in.

This turns growth planning into an ongoing discipline: you always know where you stand for the next quarter, not just where you stood last month.

Advisory

Monthly management accounts should change decisions, not just record what already happened. We prepare clear, timely management information (revenue, margins, cash position, key ratios) and use it as the basis for a regular conversation about what’s working, what isn’t, and what to do next.

This is ongoing advisory, not a once-a-year review: the aim is that by the time you see a number, you already have a view on what it means for the business.

Cloud Accounting

Xero, QuickBooks and Sage all do the same basic job, but set up properly, any of them turns bookkeeping from a monthly chore into something you can check in seconds. We handle the setup: chart of accounts, bank feeds, invoicing templates and integrations, tailored to how your business actually runs.

Once it’s humming, you get real-time visibility of your numbers, and we work from the same live data, so management accounts and advisory conversations are based on what’s happening now, not what happened three months ago.

Corporation Tax

Corporation Tax computations, reliefs and payment planning all need to work together: claiming the wrong relief, or missing a payment deadline, can be costly. We prepare your computation from your annual accounts, apply the reliefs and allowances your company is entitled to, and plan for the payment well before it’s due.

Where your company qualifies for reliefs such as R&D or capital allowances, we identify and claim them as a matter of course, not as an afterthought.

Payroll & PAYE

On-or-before RTI reporting, every payday, is a legal requirement, and one of the easiest things to get wrong without dedicated support. We run your payroll and PAYE together: payslips calculated correctly, submissions made to HMRC on time, and auto-enrolment pension duties handled in the background.

Starters, leavers, tax code changes and year-end forms are all managed as part of the service, so payroll compliance stays off your plate.

VAT

Getting VAT right starts with the right scheme for your business (standard, flat rate, or cash accounting) and continues with returns filed digitally, on time, every quarter. We review your scheme periodically to check it’s still the best fit as your turnover changes, and handle registration, returns and any HMRC correspondence.

Because your VAT is worked from the same up-to-date bookkeeping we maintain for you, there’s no separate scramble to pull figures together each quarter.

Limited Company Accounts

Statutory accounts are a legal requirement for every limited company, filed with Companies House and HMRC on a fixed annual timetable, and we file yours days early, not at the deadline. We prepare the accounts from your bookkeeping records, explain what they show in plain English, and flag anything material before it becomes a surprise.

Filing early also means you see your results, and any tax due, well ahead of time, giving you room to plan rather than react.

Foreign Income

Income from outside the UK (rental property abroad, overseas employment, foreign investments or pensions) has to be reported correctly, and often interacts with double taxation treaties and the remittance basis. Getting this wrong can mean paying more tax than you owe, or missing a disclosure HMRC expects.

We work out exactly what needs reporting and where, apply the reliefs that reduce double taxation, and make sure your Self Assessment reflects your full position accurately and efficiently, wherever your income comes from.

Personal Tax Planning

Personal tax planning works best when allowances, reliefs and timing are considered together, not in isolation. We look at your income, savings, pensions and investments as a whole, and plan around key dates and thresholds, so decisions about when to draw income, make pension contributions, or realise a gain are made with the full picture in view, not on the day a deadline arrives.

This is an ongoing conversation, reviewed regularly, rather than a single meeting once a year.

Financial Advice

Good financial decisions are backed by numbers, not hunches. Whether you’re weighing up a major purchase, planning for retirement, or deciding how to structure your income, we model the real financial impact of each option so you can see the trade-offs clearly before you commit.

We work alongside your tax planning, so the advice you get accounts for your actual position, not a generic rule of thumb, and is explained in terms you can act on.

Free consultation